Compare Current Bank Accounts in Cyprus

Revolut — Basic

◦ Eligibility: For everybody
◦ Young people contract: No
◦ Type: Online Bank
◦ Currencies: EUR, GBP, USD & 30+ others
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ App: Yes
◦ Account opening channels: Online
◦ EU deposit guarantee: €100,000

◦ ATM fees:
Withdrawal Fees:
– 2% of the withdrawn amount per ATM withdrawal
– Withdrawals in foreign currencies: 0.6% applies above 1,000€ per month and +1% on weekend exchanges; save fees and pre-exchange the amount in-app to avoid Dynamic Currency Conversion (meaning when the ATM provider charges his own conversion fee instead of Revolut)
– Daily ATM cash limit (Cyprus/EU): €3,500 per 24h across all cards
◦ FX/conversion on card withdrawals & purchases:
Monthly free currency-exchange allowance: €1,000
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

◦ Debit card providers available: Visa, Mastercard
◦ Credit card: not available
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ Card FX/foreign transaction notes:
Monthly free currency-exchange allowance: €1,000
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

Maintenance fee
◦ €0–unlimited: €10

◦ Overdraft: not available
◦ Transfers:
Monthly no-fee allowance — Local: 10 transfers; International: 0; Revolut→Revolut: free
Fees after allowance — Local: €0.20 each; International: €5 each
US transfers — ACH (USD to US): 0.2% (min €0.50); Fedwire (USD to US): $10; availability depends on sender country
SEPA note — EUR between EEA countries (e.g., CY→Germany) counts as local
FX currency conversion on transfers — €1,000/month allowance, then 0.6%; +1% if you convert outside market hours

Info:
– Local transfer = a bank transfer within the same country in that country’s main currency (Example: EUR → EUR inside Cyprus); EUR transfers between EEA countries over SEPA (e.g., Cyprus → Germany in EUR) also count as local
– International transfer = a bank transfer to another country, or inside the same country but not in the country’s main currency (e.g., USD inside Cyprus)
Revolut
– ACH = the US domestic bank transfer network for USD using routing + account numbers; Revolut fee: 0.2% per transfer, min €0.50; availability depends on where you’re sending from
Revolut
– Fedwire = the US domestic wire service for USD; Revolut fee: flat $10 per transfer; availability depends on where you’re sending from
– FX = foreign exchange / currency conversion. On Business plans you can exchange up to a monthly allowance at no FX fee during market hours; 0.6% after the allowance; +1% if you exchange outside market hours (Fri 22:00–Sun 23:00 GMT)

Revolut — Grow

◦ Eligibility: For everybody
◦ Young people contract: No
◦ Type: Online Bank
◦ Currencies: EUR, GBP, USD & 30+ others
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ App: Yes
◦ Account opening channels: Online
◦ EU deposit guarantee: €100,000

◦ ATM fees:
Withdrawal Fees:
– 2% of the withdrawn amount per ATM withdrawal
– Withdrawals in foreign currencies: 0.6% applies above 15,000€ per month and +1% on weekend exchanges; save fees and pre-exchange the amount in-app to avoid Dynamic Currency Conversion (meaning when the ATM provider charges his own conversion fee instead of Revolut)
– Daily ATM cash limit (Cyprus/EU): €3,500 per 24h across all cards
◦ FX/conversion on card withdrawals & purchases:
Monthly free currency-exchange allowance: €15,000
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

◦ Debit card providers available: Visa, Mastercard
◦ Credit card: not available
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ Card FX/foreign transaction notes:
Monthly free currency-exchange allowance: €15,000
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

Maintenance fee
◦ €0–unlimited: €30

◦ Overdraft: not available
◦ Transfers:
Monthly no-fee allowance — Local: 10 transfers; International: 0; Revolut→Revolut: free
Fees after allowance — Local: €0.20 each; International: €5 each
US transfers — ACH (USD to US): 0.2% (min €0.50); Fedwire (USD to US): $10; availability depends on sender country
SEPA note — EUR between EEA countries (e.g., CY→Germany) counts as local
FX currency conversion on transfers — €15,000/month allowance, then 0.6%; +1% if you convert outside market hours

Info:
– Local transfer = a bank transfer within the same country in that country’s main currency (Example: EUR → EUR inside Cyprus); EUR transfers between EEA countries over SEPA (e.g., Cyprus → Germany in EUR) also count as local
– International transfer = a bank transfer to another country, or inside the same country but not in the country’s main currency (e.g., USD inside Cyprus)
Revolut
– ACH = the US domestic bank transfer network for USD using routing + account numbers; Revolut fee: 0.2% per transfer, min €0.50; availability depends on where you’re sending from
Revolut
– Fedwire = the US domestic wire service for USD; Revolut fee: flat $10 per transfer; availability depends on where you’re sending from
– FX = foreign exchange / currency conversion. On Business plans you can exchange up to a monthly allowance at no FX fee during market hours; 0.6% after the allowance; +1% if you exchange outside market hours (Fri 22:00–Sun 23:00 GMT)

Revolut — Scale

◦ Eligibility: For everybody
◦ Young people contract: No
◦ Type: Online Bank
◦ Currencies: EUR, GBP, USD & 30+ others
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ App: Yes
◦ Account opening channels: Online
◦ EU deposit guarantee: €100,000

◦ ATM fees:
Withdrawal Fees:
– 2% of the withdrawn amount per ATM withdrawal
– Withdrawals in foreign currencies: 0.6% applies above 60,000€ per month and +1% on weekend exchanges; save fees and pre-exchange the amount in-app to avoid Dynamic Currency Conversion (meaning when the ATM provider charges his own conversion fee instead of Revolut)
– Daily ATM cash limit (Cyprus/EU): €3,500 per 24h across all cards
◦ FX/conversion on card withdrawals & purchases:
Monthly free currency-exchange allowance: €60,000
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

◦ Debit card providers available: Visa, Mastercard
◦ Credit card: not available
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ Card FX/foreign transaction notes:
Monthly free currency-exchange allowance: €60,000
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

Maintenance fee
◦ €0–unlimited: €90

◦ Overdraft: not available
◦ Transfers:
Monthly no-fee allowance — Local: 10 transfers; International: 0; Revolut→Revolut: free
Fees after allowance — Local: €0.20 each; International: €5 each
US transfers — ACH (USD to US): 0.2% (min €0.50); Fedwire (USD to US): $10; availability depends on sender country
SEPA note — EUR between EEA countries (e.g., CY→Germany) counts as local
FX currency conversion on transfers — €60,000/month allowance, then 0.6%; +1% if you convert outside market hours

Info:
– Local transfer = a bank transfer within the same country in that country’s main currency (Example: EUR → EUR inside Cyprus); EUR transfers between EEA countries over SEPA (e.g., Cyprus → Germany in EUR) also count as local
– International transfer = a bank transfer to another country, or inside the same country but not in the country’s main currency (e.g., USD inside Cyprus)
Revolut
– ACH = the US domestic bank transfer network for USD using routing + account numbers; Revolut fee: 0.2% per transfer, min €0.50; availability depends on where you’re sending from
Revolut
– Fedwire = the US domestic wire service for USD; Revolut fee: flat $10 per transfer; availability depends on where you’re sending from
– FX = foreign exchange / currency conversion. On Business plans you can exchange up to a monthly allowance at no FX fee during market hours; 0.6% after the allowance; +1% if you exchange outside market hours (Fri 22:00–Sun 23:00 GMT)

Revolut — Enterprise

◦ Eligibility: For everybody
◦ Young people contract: No
◦ Type: Online Bank
◦ Currencies: EUR, GBP, USD & 30+ others
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ App: Yes
◦ Account opening channels: Online
◦ EU deposit guarantee: €100,000

◦ ATM fees:
Withdrawal Fees:
– 2% of the withdrawn amount per ATM withdrawal
– Withdrawals in foreign currencies: 0.6% applies above the negotiated threshold per month and +1% on weekend exchanges; save fees and pre-exchange the amount in-app to avoid Dynamic Currency Conversion (meaning when the ATM provider charges his own conversion fee instead of Revolut)
– Daily ATM cash limit (Cyprus/EU): €3,500 per 24h across all cards
◦ FX/conversion on card withdrawals & purchases:
Monthly free currency-exchange allowance: custom (agreed with Revolut)
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

◦ Debit card providers available: Visa, Mastercard
◦ Credit card: not available
◦ Wallets: Apple Pay · Google Pay · Garmin Pay
◦ Card FX/foreign transaction notes:
Monthly free currency-exchange allowance: custom (agreed with Revolut)
Card spend in other currencies within allowance and on weekdays: no fee
After allowance: 0.6% on the amount exchanged
Extra if you exchange during the weekend window (Fri 17:00–Sun 18:00 ET): +1%

Maintenance fee
◦ €0–unlimited: Custom / month

◦ Overdraft: not available
◦ Transfers:
Monthly no-fee allowance — Local: 10 transfers; International: 0; Revolut→Revolut: free
Fees after allowance — Local: €0.20 each; International: €5 each
US transfers — ACH (USD to US): 0.2% (min €0.50); Fedwire (USD to US): $10; availability depends on sender country
SEPA note — EUR between EEA countries (e.g., CY→Germany) counts as local
FX currency conversion on transfers — custom negotiated allowance, then 0.6%; +1% if you convert outside market hours

Info:
– Local transfer = a bank transfer within the same country in that country’s main currency (Example: EUR → EUR inside Cyprus); EUR transfers between EEA countries over SEPA (e.g., Cyprus → Germany in EUR) also count as local
– International transfer = a bank transfer to another country, or inside the same country but not in the country’s main currency (e.g., USD inside Cyprus)
Revolut
– ACH = the US domestic bank transfer network for USD using routing + account numbers; Revolut fee: 0.2% per transfer, min €0.50; availability depends on where you’re sending from
Revolut
– Fedwire = the US domestic wire service for USD; Revolut fee: flat $10 per transfer; availability depends on where you’re sending from
– FX = foreign exchange / currency conversion. On Business plans you can exchange up to a monthly allowance at no FX fee during market hours; 0.6% after the allowance; +1% if you exchange outside market hours (Fri 22:00–Sun 23:00 GMT)